How the tariff calculator works
If you import anything into the United States in 2026, the duty on it is a stack, not a single number, and the stack changed shape on July 24. This page builds it the way CBP does. It starts with the base rate for your product, which we pull code by code from the government's own Harmonized Tariff Schedule rather than typing in from memory. It adds the Section 301 forced-labor tariff for the country of origin: 10 percent for seventeen economies, 12.5 percent for most of the rest, and a combined-rate ceiling for the European Union, Taiwan, Japan, Korea, and Switzerland. Where a Section 232 duty applies (steel, aluminum, copper, vehicles), it uses that instead, because the two are not allowed to stack. For goods from China it can add the older China-specific lists on top. Then it adds CBP's two entry fees, which almost every online estimate forgets and every real entry includes.
Two things make it more useful than a rate lookup. The pass-through slider turns the duty into a pricing decision: how much of the bill you recover from customers and what that does to your price. And the comparison table prices the same shipment from five other origins, because in 2026 the country on the label moves the bill more than the product does.
How do you calculate import duty?
Take the customs value (the price you paid for the goods, without international freight and insurance) and multiply it by each rate that applies, then add the fees. In 2026 the rates are the base HTS rate, the Section 301 forced-labor tariff for the origin, and for metals and vehicles a Section 232 duty in place of the Section 301 one. A $12,500 shipment of cotton T-shirts from Vietnam pays 16.5 percent base duty ($2,062.50) plus 12.5 percent Section 301 ($1,562.50), then $43.30 of merchandise processing fee and $15.63 of harbor maintenance fee, for $3,683.93 in all.
The formula
Section 301 = customs value × country tier (10% or 12.5%), or the gap up to a capped combined rate
Section 232 = customs value × 50% (steel, aluminum, copper) or 25% (vehicles and covered parts), replacing Section 301
China lists = customs value × 7.5%, 25%, 50%, or 100% for goods of China on a list
fees = MPF (0.3464%, floor $33.58, ceiling $651.50) + HMF (0.125% by ocean)
total = base duty + Section 301 + Section 232 + China lists + fees
Every rate is charged on the customs value, so the layers add rather than compound: a 16.5 percent base rate and a 12.5 percent tariff make 29 percent, not 30.6. The merchandise processing fee floor and ceiling step up to $34.58 and $670.86 on October 1, 2026, and the page switches on that date by itself. Entries under $2,500 are informal and pay a flat $2.69 instead of the percentage.
Worked example
$12,500 of cotton T-shirts from Vietnam, arriving by ocean. The schedule's rate for HTS 6109.10.00 is 16.5 percent, so the base duty is 12,500 × 0.165 = $2,062.50. Vietnam is in the 12.5 percent tier: 12,500 × 0.125 = $1,562.50. The merchandise processing fee is 12,500 × 0.003464 = $43.30, above the floor and below the ceiling, and the harbor maintenance fee is 12,500 × 0.00125 = $15.63. Total: $3,683.93, an effective 29.47 percent of the customs value.
The same shirts from Mexico, qualifying under the USMCA, pay no base duty (the agreement rate is Free) and no Section 301 tariff (USMCA-qualifying goods are exempt), so the whole bill is the $58.93 of fees. From Germany the base rate is still 16.5 percent, but the European Union's combined ceiling is 10 percent, which the base rate already beats, so the Section 301 line is zero and the bill is $2,121.43. From India, in the 10 percent tier, it is $3,371.43. From China, with the 7.5 percent List 4A duty that apparel carries, it is $4,621.43.
Pricing it: pass all $3,683.93 through on goods you sell for $30,000 and the new price is $33,683.93, up 12.28 percent. The tariff stack is 29 percent; the price move is 12, because duty is charged on what you paid, not on what you charge.
Origin moves the bill more than the product does
Run the example above and look at the comparison table rather than the headline. The product never changed; the bill ran from $59 to $4,621. That spread is the story of 2026 importing. The old instinct was to memorize product rates (apparel is expensive, electronics are free, furniture is free), and those rates still matter, but the country layer now decides the bill for most goods: a 12.5 percent tier, a 10 percent tier, a combined ceiling that can zero the tariff out entirely when the base rate is already high, a trade agreement that removes both layers at once, and a Section 232 program that swaps the tariff for a bigger one. The only number you should carry in your head now is the one for your own origin, and this page will give it to you for any of the sixty economies.
The ceilings deserve a second look, because they are counterintuitive in a helpful way. A European sweater at a 16.5 percent base rate pays no forced-labor tariff at all, since the base rate already exceeds the 10 percent combined ceiling; a European microwave at 2 percent pays 8 percent of tariff to reach it. Japan, Korea, and Switzerland work the same way at 12.5 percent. Duty-free products from those five economies therefore pay the full ceiling, and heavily dutied ones pay nothing extra.
What changed on July 24, 2026, and what did not
The Supreme Court struck down the emergency-powers tariffs in February 2026, and a flat 10 percent Section 122 surcharge filled the gap for 150 days. When that clock ran out on July 24, the Section 301 forced-labor action took over the same moment, with the 10 and 12.5 percent tiers this page uses. Three things did not change and are still on the bill. The Section 232 tariffs on steel, aluminum, copper, and vehicles were never part of the court case and stand at 50 and 25 percent (15 percent all-in for vehicles from the European Union, Japan, and Korea under their deals). The China-specific Section 301 lists from 2018 to 2024 are still in force and stack on top of the new tier, which is why the calculator asks which list your product is on. And the $800 de minimis exemption is gone for good: it ended August 29, 2025, so a small parcel is dutiable exactly like a container, with only a smaller flat processing fee to soften it.
What this page deliberately does not model
Antidumping and countervailing duties, which are product-and-company specific and can dwarf everything here (solar panels and some steel products are the famous cases). Tariff-rate quotas, including the new textile quotas for Bangladesh, Cambodia, Indonesia, and Malaysia. Product exclusions and the exempt annexes, which cover about 2,100 codes, many of them for aircraft and pharmaceutical use only. Specific and compound rates (cents per kilogram plus a percentage), which is why a few everyday products such as wine and some hats are absent from the category list. The metal-content rule for Section 232 derivatives, where a product that merely contains steel pays the 50 percent on the steel's value rather than the whole article; the page's metal categories are all-metal articles where the two are the same. The separate Section 301 action on Brazil. And the customs valuation questions a broker earns a living on, such as assists, royalties, and first-sale pricing. We would rather show you the shape of the bill honestly, with each layer labeled, than pretend a web page can replace the entry. If your broker's number differs from ours, the broker is right, and the difference is usually one of the items in this paragraph.
A word for the person doing this for the first time
Most people who land here are not customs professionals. They are a small shop owner pricing a first container, a maker whose supplier just raised a quote, or someone who ordered a $300 gadget and got a bill from the carrier. The arithmetic is honestly simple once the layers are named, and that is what this page is for: you can see every line, change one input, and watch which layer moved. The rates themselves are set in Washington and will change again; the way they stack will not. Learn the stack once and every future rate announcement becomes a one-line edit to a bill you already understand.